Buyers are now responsible for ensuring their agent’s compensation up front before showings take place.When you meet your next agent, consider suggesting a meeting to determine if you’re a good fit for each other.

Contact local authorities, consider long-term rentals (LTRs), work with a local realtor, and network with other investors to ensure the property fits your long-term goals.Good luck!

A balanced approach might be best: consider contributing to your Roth IRA to ensure you're benefiting from its tax advantages, while also starting small with real estate investments that require minimal capital, such as house hacking or partnering with other investors.

I need to create some kind of significant revenue stream to ensure my wife, kids, and grandchildren are taken care of when I’m gone.

and "how do I architect creative financing to make the speed and efficiency of my money work smarter?"

By correctly classifying your property, you can ensure that you’re complying with IRS guidelines and maximizing your tax benefits.

They handle:Monthly Payment ProcessingEscrow for Taxes and Insurance: They ensure property taxes and insurance are paid, which is essential to protect your interest in the property.Record Keeping: They also maintain records, which can be invaluable if any issues arise during the term of the loan.ConclusionGiven the details of your property and the $200,000 sales price, a possible scenario could look like this:Down Payment: 10% ($20,000)Loan Amount: $180,000Interest Rate: 8%Amortization: 30 yearsMonthly Payment: Approximately $1,320 (principal and interest)Balloon Payment: Due in 5 or 7 years (this allows for refinancing or payoff while giving you some flexibility).These terms are flexible and can be adjusted based on the buyer’s credit, down payment size, and negotiation.

Markets are relatively efficient even in real estate. 

There is a design efficiency that they need to work on for their floor plans.

Building relationships and learning from others can help avoid costly mistakes and ensure the property will cash flow or break even in worst-case scenarios.Good luck!