I am actually also from Sheboygan and I have been at this for a few years now. 

They actually have pretty limited reach as of now and focus primarily on major metro areas.

If it is for liability protection, keep in mind to actually limit your liability means that any loans and insurance for the property need to properly be in the name of the LLC and not your personally.

You can actually to to the NMLS's consumer access page to look up a lender to check licensing.

If the rate is reasonable then it may make sense to try to save fast to get to the 3.5% down payment on a double or triple - househacking may allow you to increase your savings rate and pay down that loan even faster.As for estimating costs, closing in NY factor at least 1% of the mortgage amount for tax, plus $1500-2000 for lawyer, title and fees, then the amount required by the bank for escrow will depend on the actual property taxes and insurance.

Hey @Danae Pitcher, so we have had a 7 day stay for early Thanksgiving, but nothing for actual Thanksgiving week.

@Akash AgrawalYou can have single person on mortgageThe issue about deduction is who is actually paying the mortgage?

That's a good policy across the board, actually.

And are you asking for replacement value or actual cash value?

What do you mean the average rent is higher than the actual cost of the houses?