The ones I'm very serious about I'll call and get a home owners quote and verify the current assessed taxes to give me a more accurate mortgage payment. 

Do you have experience and know the cycles of your market so you know the best price?

Thank you Daniel for that very helpful information.

I felt that the various service providers gave me preferred service having been introduced through RTR, and I had great experiences with everyone they recommended.Most importantly, I felt that I could trust my Matthew Seyoum, my Investment Strategist, to represent my best interests without any conflict of interest, and to provide sound advice after understanding my goals and needs.Time will tell how the investment itself plays out, but so far I’m happy with RTR’s service and look forward continuing the relationship.P.S.

It is very simple and cheaper to set up the LLC in NJ vs NY ($50 vs $200 when going on the state website) what is still an open question is I also need an operating agreement for the LLC once set up, wondering if that is also free as part of just getting the LLC set up on the state website or if I need to use a lawyer or a legalzoom type of service to do that.

You have used home equity lines of credit to purchase investment rentals and want to know the best way to pay down the HELOCs.Between the two properties you bought, after expenses, you have $250 a month positive cashflow to use.What I like to do is pay down some principal every month with my positive cashflow.I use my extra active income from real estate commissions helping other investors to pay down the principal even more which just frees up that credit for me to use again.I know I can refinance the HELOC debt before it changes to principal and interest as it is just interest only payments as yours are.One difference is the cashflow, I have greater positive cashflow and could make the principal and interest payment in the future with the extra cashflow I already enjoy.I always get HELOCs on my income properties as well after purchasing them to pull out as much of my downpayment as possible.

Which options do you guys think are best when you have no money to put down on a house for flipping?

It has been best to anticipate wildly different ARVs based on not only the property details, but also the quality of the finishes that are used.

But, since you seem to be implying very specific things, but without being specific.

Appreciate any guidance.Best regards  My recommendation is ot search the forum posts here on SDIRA and lenders as there are very few lenders and you can google and look up here on BP the terms that they provide.