It is possible, I suppose, to configure passive rental holdings under the auspices of providing property management services, but that would be anything but a tax-efficient way to accomplish the goal.You are correct that any debt instrument should be corporate debt and non-recourse to you.  

Also read the fine print of your heloc  that is the instrument were you have the most risk and 99% of the folks have no clue... heloc's can be called all due and payable and frozen at ANYTIME for any reason at the banks discretion.. that's the instrument U need to be very sure and careful with.

[Street]which currently has the address of __________________________________________________[Name of Recording Jurisdiction]This Security Instrument secures to Lender:(i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower’s covenants and agreements under this Security Instrument and the Note.

Hubby and I have had our eye on a property that is in our ideal location for our retirement, but is unsuitable for me to live in because of my wheelchair.  

(email and text msgs apply since they function as written instruments)

Newbie misconception.If the first (or a senior position) forecloses, the junior's right of redemption kicks in which says you can protect the interests granted by the security instrument and redeem (pay in full) the amount due to the first or senior lien holder.

I definitely understand that incorporating REI into an existing Solo 401k portfolio can be beneficial, in terms of diversification and security/income, and that the use of this instrument is not directly comparable to personal REI activities (i.e. using after tax dollars).The challenge for me is that I'm actually getting stuck at this exact apples vs. oranges question.

Bigger Pockets has been instrumental in building my confidence and being able to analyze properties with the correct mindset and taking emotions out of it.

There are financial instruments with better returns and less established risk.

CA actually lead the nation in creating the AITD instrument many years ago.. the market is such that finding those deals could be a challenge.. those deals present themselves more often in distressed situations and socal is not distressed at this time in the cycle. good luck... your Spanish is a HUGE advantage as others have stated working with subs.