Return on Equity = Cash Flow after Tax / Current Equity in Property As appreciation outgrows your Cash Flow, ROE diminishes and it may be time to sell or refi in order to buy more property and have money work harder.

The level of fixed costs to operate has gotten so strong, while demand has diminished and is a fraction(depending upon what business) compared to 21-22.

Also I would suggest checking if your bank or credit cards are offering a balance transfer at a lower rate so you can diminish some of the higher interest accounts.

It really is increasing cost's and complexity not diminishing them. 

The key is to rehab to the point where it looks really nice but you didn’t overspend/ When you overspend don a really nice rehab, there comes a point where your ROI starts to diminish because not much more will push the price up.

If rent growth fails to outpace inflation, you have to get a job to supplement your diminishing rental income.Las Vegas Metro AreaBelow is a map showing the Las Vegas metro situation.Las Vegas is a small island of private land surrounded by a vast expanse of federal land.

Which is fine, just not great.Keep in mind with rentals the Law of Diminishing Returns.

(d) Any one entitled and desiring to redeem shall be granted a credit as against the amount of money required to be paid for redemption as follows:(1) For all timber cut or sold on the land by the purchaser or his or her transferees, during the statutory period of redemption.(2) For any oil and gas, minerals (including coal bed gas), sand, and gravel, taken from the land or sold, and for advanced royalties or bonuses received by the purchaser or his or her transferees, during the statutory period of redemption.(3) To the extent the value of the property is diminished when any structures or buildings are changed, removed, demolished, or destroyed by the purchaser or his or her transferees during the statutory period of redemption.

(Or 6 months PITI / 3 months PITI, whichever is greater).As my portfolio grows, however, and I have other diversified assets, like stocks and a personal emergency fund, the importance of getting a formula for this amount diminishes. 

I am not pointing this out to diminish the value of these arrangements but to emphasize that the primariy purpose of life insurnance is to provide a death benefit not to build cash value.