"Clean history" means they are productively holding a job, paying their bills, building their credit, and doing all the things a responsible citizen does.

I would advise against an "all-in-one" product but probably not a lot of time to go into that here so, let me just answer the question - try some local real estate meetup groups in your area.

Updates For 2024 and Beyondhttps://www.biggerpockets.com/blog/what-is-coming-in-2024-fo...Now, we will go over what’s next in DSCR loans—an overview of what innovations or additions to the DSCR loan product lineup may come in 2024, as well as the next evolution of this revolutionary loan product.Medium-Term RentalsOne of the biggest developments in real estate investing in 2023 has been the rise of medium-term rentals.

But, generally speaking the 3 month seasoning products are pretty terribly priced with 3-5 year pre-payment penalties. 

Wyoming is a fossil fuel state, and we still make 22% of our electricity from wind and solar.https://yaleclimateconnections.org/2023/02/us-state-with-most-renewable-energy-production/#:~:text=Texas%20produces%20the%20most%20renewable,of%20electricity%20from%20fossil%20fuels.

There are some products out there for 3 months seasoning as well. 

You may need to just focus on getting the other properties stabilized to cover the loss from these. 

These loans are often found primarily in larger commercial real estate and is a very specific loan product. 

i appreciate any valuable info about the loan product !!

This Dealmakers Guide is apparently really a great product, but I haven't found a cheap copy worth buying.