@Polat Caglayan I already responded to another post of yours.Your question will take a lot to answer correctly, so please DM us to schedule a chat:)Thanks @Jonathan Greene!

Just need to stat under the occupancy limit.Also keep in mind basement needs to be livable square footage, ie have egress and proper ceiling height. 

Quote from @Kendric Buford: Hi, still new to the forums, please pardon any oddities in my post.

This post does not create a CPA-Client relationship.

kudos for your specific and thoughtful post. 

Meetup.com is a good resource for those but some of the groups will also post here on Bigger Pockets Marketplace too.

So think twice before taking any outsized risks, as you already achieved a nice equity base, and you don’t want to end up screwing the pooch by taking unneeded risks ;)Good luck and keep us posted on your decisions…

Why not use the existing HELOC (mentioned in his 2nd post) to use as the 20% down on property #2? 

This should be on the posting.

Money now is very good because you are new and ready to do all the work, but the examples you'll hear about are people posting on BP saying, "well, I did all the work and they got a lot or most of the profit."