They're out there, but that may not be a financially wise decision....

If you don't mind, I do have additional things I would like to ask:- Once a get a job and my first property, how do I manage my time with working at the job, planning on my property/other financial decisions and have free time for myself?

Lifestyle matters in any financial decision.

And it feels great to finally be cash rich and not just house rich and cash poor which is what I was for the longest time growing that portfolio.   

That’s another important decision for STR investors.Best of luck with your investment!

Each lender will differ slightly and it’s important to understand each lenders underwriting guidelines to make the most informed decision on where to park the stabilized property.

Honestly the high fees combined with lack of transparency and high appraisal costs, a whole month of UW (longer than normal), etc. would make me want to switch lenders right away because IME the lenders with high fees and high appraisal costs who drag their feet like this also tend to be the ones to continue delaying, have things get stuck in underwriting, say one thing while delivering another, have poor communication especially between UW and origination, bad customer service, can't close when they say they will, etc. and it can be a total nightmare. 

To avoid going through the same poor experience, keep reading.Even if someone gives you a referral here, do NOT make the mistake of assuming that the PMC will meet your expectations, just because they met the expectations of the referral source.In our experience, the #1 mistake owners make when selecting a Property Management Company (PMC) is ASSUMING instead of CONFIRMING.It's often a case of not doing enough research, as they don't know what they don't know!

If the investment was a poor one, continuing to lose money on it is...just losing more money. 

Basically you just have to move real quick and make an informed, educated decision.