Apart from allowing foreigners to buy cheap, the fall of the COP is a gift to new foreign investors as the odds of the COP appreciating against the USD are much higher.

OK back to the gifts.

And Decade is a great little boutique gift shop.

My in laws gifted my wife a lake cabin property.

Would it be covered under his estate gift tax allowance?

Your plan sounds as good as I can come up with, fha is pretty liberal with gift funds.

It would also be nice if that card also came with other benefits such as points for hotels, airlines, gift cards, etc. 

I know there was a prior thread on here about offering a small "reward" (i.e. gift cert, etc) upon signed renewal.

Think in terms like find out how to get the best price for your Salt Lake County home (yes home instead of house)... my gift to the many wonderful homeowners of this great place.

You could have the LLC borrow from someone else, gifting money to a family member and allow them to make the loan.You should also address the purpose of making loans between yourself and your company as they can be tested as to a sham transaction.