I've got to confess, that's a pretty cool feature of the Pro package.

If you don't turn in the package on time (or at all), HUD will relist the property or offer it to someone else and you lose nothing.This is why a lot of people will say that you have 2 days of due diligence for HUD properties...as you have 2 days to get the completed package and EMD back to HUD.

Each package runs about 2,500 calories and usually is not very satisfying so you have a second one.

Maybe not all, but pic up a magazine with earth houses and 9.7 out of ten are on a mountainside or in the desert.So then, if you can't get the house deal to work out, maybe you could sell the package just for the land.

Let's not overlook a key element of information here.

These companies provide the total package of advertising and showing the unit as well as doing background checks and signing the lease.

Each bank will require their own short sale "package" to be submitted by the owner; financial information, tax returns, bank statements, pay stubs, etc.

Even if they're not representing the seller/lender, there's nothing wrong with them determining that the contract isn't being fulfilled the way it was legally arranged, and therefore they want to protect *themselves* by ensuring that the contract reflects what's happening in real life.Also, the escrow company will now have more work (the loan package prep, signing and filing), and they may need to increase their fees, which *would* need to be approved by the lender.What I'm saying is, you're getting unnecessarily concerned at this point -- it's not unreasonable that the escrow company is asking for this and there's no reason to believe the lender will have an issue with it.I'm going to start stating "buyer reserves the right to purchase this property using non-contingent financing instead of cash" in all of my "cash only" offers from now on.I've put that in every offer I've made for the past 4 years.

She *really* wants to move in, but I'm not going to rush anything.What makes this client different is that (a) the two husband and wife are manager and president of a privately-owned business (a medical equipment supplier), and (b) they have been homeowners, and are selling their house and moving into a rental, to be closer to their business (which is about a mile from the house that I'm renting) and because she doesn't want to take care of a yard anymore (I'm including the gardener in my package).

(4) does this insurance package look standard in terms of features?