@J Scott your flipping book is outstanding & I think I drained an entire highlighter on it :-).  

Are lenders required to include the judgement amount in their loan, or do they simply force the borrower to do that in order to limit liability with another outstanding debt?

Outstanding question and I love the answers.

I think the answer is "it doesnt" lol but our weather is outstanding

LOL... the auto auction had to disclose title "branding" and mileage at the sale and they were not able to sell a car with other outstanding liens or a dirty title.

When the fifth rolls around I get a few more rent deposits, but around 5:00 PM there are still two or three outstanding rents.

I work in 4 counties that are within 1 hr of charlotte and the deals have been outstanding.

c) Exceptions The term ''personal holding company'' as defined in subsection (a) does not include - (1) a corporation exempt from tax under subchapter F (sec. 501 and following); (2) a bank as defined in section 581, or a domestic building and loan association within the meaning of section 7701(a)(19); (3) a life insurance company; (4) a surety company; (5) a foreign corporation, (6) a lending or finance company if - (A) 60 percent or more of its ordinary gross income (as defined in section 543(b)(1)) is derived directly from the active and regular conduct of a lending or finance business; (B) the personal holding company income for the taxable year (computed without regard to income described in subsection (d)(3) and income derived directly from the active and regular conduct of a lending or finance business, and computed by including as personal holding company income the entire amount of the gross income from rents, royalties, produced film rents, and compensation for use of corporate property by shareholders) is not more than 20 percent of the ordinary gross income; (C) the sum of the deductions which are directly allocable to the active and regular conduct of its lending or finance business equals or exceeds the sum of - (i) 15 percent of so much of the ordinary gross income derived therefrom as does not exceed $500,000, plus (ii) 5 percent of so much of the ordinary gross income derived therefrom as exceeds $500,000; and (D) the loans to a person who is a shareholder in such company during the taxable year by or for whom 10 percent or more in value of its outstanding stock is owned directly or indirectly (including, in the case of an individual, stock owned by members of his family as defined in section 544(a)(2)), outstanding at any time during such year do not exceed $5,000 in principal amount;"End quoteMy first followup question:It's my understanding that I need not be concerned about the impact of the Safe Act and licensing requirements if I'm using just my money to loan to others, and that I have a broker creating the loan documents.

The house, in it's current condition, isn't worth nearly as much as the outstanding loans and liens, so she's under water.I'm looking at options I can present to her in order to help her that will also be profitable for me.

How much is the property worth and what is the outstanding loan?