Hey Nicholas,As Jason said, I think the 5% down Fannie Mae multi-family loan will be your best option for financing.

One of the reasons I'm looking at Multi. 

What a great support system I’m am impressed! 

New to the BP forum and joined out of curiosity for a hypothetical scenario.I know everyone's situation is different, and everyone has different needs and priorities within Real Estate.So I was curious on one of the many situations one might find themselves in.In this scenario I wanted to ask if a HELOC on either your primary or an existing rental property out of 4 total properties would be a viable strategy for acquiring practically " turn-key " Multi-Family rentals?

You can find good multi-family that cashflow under $200k for sure.

.: Quote from @Greg Parker: Just work it out with multi-member LLC's. 

I'm genuinely asking to understand the use case for my self for an individual investor.Re. balance, as someone who is a former CPA and has prepared financial statements for multi-billion $ funds, I understand the important of a balance sheet.

Massachusetts multi's has been interesting this year.

I have property in Kansas and Massachusetts and have a Kansas realtor’s license.I’ve always been into single-families but now considering small multi-family.

You can reduce size, if you go deeper, but that only works if you have steep sites or are willing to add a pump system to the outlet.