We always had a policy where my wife was not allowed to have conversations with out tenants so we could avoid possible drama, misunderstandings, lies, arguments, etc.

As the tree guy to only speak to you so there is no misunderstanding as to what they come back with.Always good to assess.  

Problem resolved, there was a misunderstanding in the filing.

Tenants and squatters are not the same thing, and the misunderstanding between the two is possibly one of the most common misunderstandings in this entire industry.One has lots of legal protections and rights, the other has almost none. 

I think it is likely you are misunderstanding the situation. 

Yeah, you don't want a contract that 'favors' the homeowner...that might even make it an illegal contract. 1) Just make sure you have a very clear SOW (Scope Of Work) that identifies every nuance of the project so there is little room for misunderstanding down the road.2) Make sure that the contract has a payment schedule identified (in the contract) with specific guidelines for payment.

Can anyone tell me if I'm misunderstanding the analysis of the rental property calculator?

Sorry for the misunderstanding 

@Brian Desi, there is a lot of misunderstanding about what a REIT is and what a syndication is.  

There must be a misunderstanding here.