While this number is overall very low as it pencils out to only about a 4% return per year, I found it interesting that my dividends were twice what the appreciation was considering this was supposedly a growth fund and not a dividend fund like their heartland REIT. 

That said, a good place to start for many investors is with Lowes/Home Depot credit cards.

Which I know is low but am looking for long/mid term equity too.

If you hold the investment for a specific period, you may even eliminate the taxes altogether.Economic Growth:Investing in low-income areas undergoing gentrification can yield excellent returns.

Priced too high, rehab estimates too low, and they don't factor in the cost of selling (commissions and closing costs). 

You’re basically paying high prices at low, compressed rates.  

If you get properties that are within walking distance to fun things like: bars, football stadiums or basketball stadiums, then they will always be in high demand and very low likelihood of vacancy. 

I was double that and so was Holt homes.. some of the one off builders were still at 2% or 2.5%  and it varied with how hot the market was the commish was moving all over the place.. the transaction I am talking about the broker had their client low ball us and ask for about 200k in upgrades PLUS double our normal commish rate..

It’s kinda on low side.  

Plus, it’s a low-doc, asset-based loan, so no income verification or tax returns needed.