I say, if everyone is talking about it, it's probably too late.Be careful not to reject someone's advice in a city you haven't heard of much.

In my case this week this was full title insurance for me as a lender in 4 hours which as stated is the fastest service I personally have gotten.

If you can find a lender willing to give you a 2nd mortgage it would be at a HIGHER rate because its in 2nd lien position and therefore more risky.

Focus on keeping upfront costs down and shop around for lower interest rates or lender credits.

Rocket Mortgage (my current lender) quoted me $100,000 for a 20-year loan at a 9% interest rate, resulting in a monthly payment of around $1,000.

First you need either a lender or servicer license.

We built a BEAUTIFUL Mailchimp account and sent out half a dozen Wholesale properties, only to get flagged and our account 'Deactivated' after sending one 'Private Lender' email campaign. 

Hi Franky, Most Foreign National DSCR lenders will require a minimum DP of 25% with a few being able to 20% with experience. 

Are there lenders that will lend on the product at competitive rates that are similar to current 30 yr sfh amortization?

For your specific question about doing a JV on the loan, my suggestion would be that both go on the loan and then do a separate joint venture agreement...because you can not have an LLC on the loan for those loan types, they need to be in your personal names.I am not a lender so maybe one of my lender friends could chime on exactly this would work @Zack Karp, @Michael Facchini, or @Jose Valdovinos?