Originally a 30 year lease, theres about 20 years left to an advertising agency. 

I told him to pull out everything that might have gotten wet, get everything dry (to prevent mold), and make sure it was done right. 

The ability to borrow the right kind of money at the right time.

Does that sound right?

You have the right mindset for early retirement! 

I’m currently looking in the Schenectady area and have an interest in a particular duplex right now.

That doesn't seem right about having to chase your money - but would need a lot more info to provide a better opinion. also are you investing in one property and is your name secured or you giving an unsecured loan? 

If you don't intend to do that right away then do the 20% and save the extra cash flow.

You'll also need to know your rights because the Review Boards often try to intimidate owners.

I know it would have helped me.Now that I am out from under these two properties I am waiting on a HELOC on my primary to get approved I will be getting right back on the horse but with much smaller rehabs.Below is the house that sold today.