@David GeorgesonYour PM is not responsible for this and I can pretty much guarantee you their agreement will state this.Unfortunately you as the homeowner are at the end responsible and I would notify your insurance company to put them on notice to file a claim depending on the damage.

I’m going to lend  to a few people I know with LLC ‘s  on some mortgages and receive interest , I am not putting myself out to public lending just some commercial loans as LLC single member pass through  , do I have to pay local taxes in Florida , I have no brick and mortar , no employees , just LLC in Florida and live in Texas , there is no work involved I just receive interest .

If so, get an attorney to file a complaint at the state board and have an attorney notify their errors and omissions policy. 

Once most people find out what is involved with licensure they won't do it.

You CANNOt file a 7-Day, Demand for Rent. --- If you close on the property in November and immediately send the 30-Day, you LEGALLY have to wait until January 1 to file a landlord-tenant case to regain possession is the tenants have not vacated.4) Your rent losses will be November, December, January, February and probably March if the tenants choose not to pay and you have to evict.--- Make sure seller at least collects & prorates November rent to you!

I have an attorney in Illinois (Sottile and Barile) who we use that might be able to provide some assistance on this as it could get complex in regards to the situation - especially if any of the current deed holders have children involved.

I acquired it in 2022 so this is the first time I'm filing taxes on it.

Using vouchers are a potential way for somebody with a lower income  ( like me or that teacher you mention) to step into homeownership -and it is a trick to get through all that is involved.  1- A mortgage (in my area)  will be higher than the amount of my voucher -so I am applying for a USDA Direct 502 rural loan.

@Eddie MiretskyStarting a real estate investment involves choosing a market, deciding between home states or surrounding states, and choosing between single-family homes (SFH) and multi-unit properties.

Filing is free of charge and part of the Fed’s idea of an easy form to complete.