Also many of the duplexes we were looking at in Philly in that  were in the $215k price range were illegal duplexes.  

I think the only way to do that is to increase my loan to get some multi families I see in the 1.1 mil range.

Personally I like small multis in the 2-10 unit range.

Storage area with plenty of inventory for 2 - 3 months.

Your insurance costs look high for a house in that price range.

That said, you might check on the price tags on houses in Tulsa compared to Philly to understand the different sale and rent range for these areas. 

That's why I had the condo idea, it would be the only way to get a 2 bedroom for my family of five and be able to rent out a two bedroom and cost in the $1M range.

Thank you.Chris What is your purchase price range?

Fairly consistent rents for properties spanning realistically in the 100-250 range, with a healthy mix of SFH and MFH.  

Then I find active facebook pages for rentals & sublets in that area and start scrolling through to see what kind of inventory I'm finding there and what prices I'm seeing for rent by the room and for whole units to make sure I'm estimating the approx amount per room correctly for the area regardless of if I'm doing a rent by room or rent the whole thing at once strategy.