Cleveland Heights is a very diverse market.

The city continues to get more diverse and more outside investors are looking into the midwest as they are being priced out of their coastal or higher cost markets. 

On the positive side: Richmond has a very diverse job market and is home to a growing millennial presence.  

There is a significant amount of diversity in lenders appetites (and products) for multifamily, especially if your loan is less than $1MM.  

Culturally I don't think he'd ever truly be comfortable/happy not working - also he loves his work.

@Daniel Weiss - From what I've gleaned here on BP, the South Side is very diverse.  

We come from a culture that loves to sell a dream, a something over the rainbow.

Are these larger single family bedrooms with 3-4 bedrooms that get pretty trashed, or is that averaged out amongst a diverse portfolio where some properties have lower turnover costs and some are quite high?

Houston is very diverse, an ever-growing city with an incredible amount of potential to still find quality deals that provide a heavy cash on cash return at the same time supported by the strong jobs market.

And Jay I have known plenty of very successful people that do things the right way and get sued frequently, that's american culture.