I really don't trust the people on the phone to be correct so I switched.

Just my food for thought here

Thank you for the correction! 

However you are correct, I feel that house hacking may be the best option starting out.

I do manage some small apartment complexes and generally there are not too many issues, but not zero.Also, for me as a PM I have fixed costs per unit, so to have 5 listings in 1 house would be cost prohibitive.Just food for thought, good luck!

I then set up automatic transfers within Baselane to disperse the money to the correct accounts.

This shift in terminology raises an important question: Is it truly an improvement, or are we witnessing necessary corrections to previously inflated prices?

Asking in the correct forum will get a better response.Need a spreadsheet or form?

HI Vincent,Correct DSCR is only applicable towards investment properties and you need to own at least one property in order to look into DSCR.You can always start off by house hacking meaning you live in one UNIT or ROOM and renting out the other vacant units/rooms to offset your monthly mortgage payment.There are several ways to run and make sure you are maximizing your rental income while keeping your living expense as low as possible.

The only exception is if a tenant fails to provide a written forwarding address: landlords then need not return security deposits or provide a notice of damages until fifteen (15) days after receipt of a forwarding address in writing.Option 2 is to just send it to the last known address and for to ask the post office to please forward it to the correct address.If you ultimately cannot mail the payment or they do not cash the check, you will need to eventually send the money to unclaimed property:"Unclaimed property is held by the Treasurer until the rightful owner comes forward to claim it.