Below is the consent agreement on their application.  

And, not only does Texas have predatory RE laws, even municipalities have predatory ordinances.Next, you can't have a buyer "assume" a private loan without consent of that lender.

Perhaps a provision on a lease should read" No AHJ are allowed to enter the premises without Owner's written consent" The number only work with that possible non conforming unit rented as an Owner occupied.    

if you finance it, you should be careful if you demolish the house without the lenders consent as the lender may be considering that house as part of the collateralThen again, part of your strategy should include to salvage the house so that you only need to build one additional house.

No animal of any kind, not provided for and described on this Lease Addendum shall be allowed on the property without the full written consent of the Landlord.

Which by a simple conversation with you they could have figured out by a simple conversation with you and you could have avoided the HARD inquiry pull (any pull by a lender will ALWAYS result in a HARD PULL on your credit, they have to get your consent before doing so). 

In a sub-to, you don't really assume the seller's mortgage, that cannot be assumed without the lender's consent.

And don't forget potential mortgage due on sale without the written mortgagor consent. 

Basically the act of wholesaling is assigning your rights in the sales contract to someone else for something of value.Here is the distinction between what you can find in the sales contracts that Realtors may use and a sales contract you can find on Bigger Pockets.GCAAR (§28) and NVAR (§32) Version 07/16 of the Sales Contract“ASSIGNABILITY This Contract may not be assigned without the written consent of Buyer and Seller.

If you did not have written consent someone broke the law.