@Kurt Pourbaix I agree with other responders, as described this sounds more like a joint venture than a lender/borrower situation.However, talk to your accountant, there may be ways to structure your arrangement so part of it is lending (with interest income & principal repayment) and part of it is investing...if that would be helpful to you and your tax situation.

I like especially when they contact me and arrange an hour slot to just talk/intro ourselves.

Another big factor you have not shared is what is your payment arrangement.  

I could see this working under a Seller Financing arrangement.  

Call different companies to see who would work with this arrangement.

This arrangement worked well for flips that were turned over in less than 6 months.

Also references from other people that say that you keep a neat and clean houseThen I would do some kind of lease purchase arrangement and not a lease with option, will you put 3% into an account, Lease for 12 months, keep your credit strong, and then buy the house.

We might also need our paperworks straightened out, or a draft of this arrangement might be needed.

I was willing to pay a premium given the financing arrangement of getting owner financed money at 2%.

hmm I've had a rent reduction arrangement for weed pulling at a multi family before, haven't had issues yet.. interesting to hear such a negative consensus from the community.