They will have requirements on how you can document the transfer of funds.

Without knowing your age, I like the idea of pushing additional savings into good, no load index funds (I like Vanguard's S&P index but there are plenty of others) through a Roth if you're young enough, leave the rental portfolio as is and pay the debt down to nothing, since you're not inclined to really work at growing that end of it. 

I hope your not purchasing these at high LTV and expecting positive cash flow.  

If it is in San Diego, it will likely be a sophisticated value add and not passive.So if you house hack a local property at high LTV, recognize it will cost you significantly more than renting a similar unit.  

BRRRR is a learning curve and most lenders aren't looking to fund 100% of a project for a newbie. 

Yes that LTV is what was quoted to me by the lender. 

Things that cause delays are many sponsors maybe 1-3 people and they outsource their investor relations so the first person you contact is not a member of the company but a call servicePersonally I would not invest in a fund / syndication that has a call service on IR side as if things go wrong you will never hear from them.

A DSCR would be perfect for me because I have funds for down payment, I have good enough credit and my strategy has proven to do a lot more than just service the debt.Does anyone know of any good DSCR lenders that I could contact?

I've been house hacking my place (I rent out a 3-bed 2-bath residence and live in a small in-law unit in the back) for just about 3 years and have been setting aside money each month for my reserve fund.

You're likely best to fund that wish someone local...perhaps someone you know...that is looking to put $40K-$50K to work.