Hi Mary,It is true the lender will not usually give you the rehab funds in advance, but this does not mean that you must complete all of the rehab out of pocket.

This approach allowed me to close the purchase quickly and provided the flexibility to fund the mid-level renovations needed to bring the property up to rental standards.

This way if 1031 proceeds are 50% of the purchase amount then 30 to 35% of funds are re-advanced out after closing keeping the 1031 exchange intact.

Self directing my IRA.

I have been struggling to get any kind of loan/funding.

You can bet on where you think the fed funds rate will be with Fed Funds futures contracts, and right now that market has the fed funds rate all the down to 3% by June 2025.

They will fund 45% of the loan at 1.5% for 20 years.

Since lenders will not lend cross-border, you'll have to provide US collateral, like taking a HELOC if the collateral is real estate, or you'll have to use love money or pay cash.But maybe it's not that a bad thing if your land has increased in value in case you'd want to sell it you can't get the funding.

NSPIRE will be used for all HUD funded housing programs.With NSPIRE, inspectors for HUD-assisted and HUD-insured housing will be able to conduct objective, defensible, and consistent assessments to evaluate housing conditions.

People funding in 2nd position behind hard money at 75%+ CLTV on flips with aggressive ARV's, people funding EMDs and closing costs for "wholesalers" who have completed 1-2 deals and dont have $5k to their name, etc.