They are very much a black and white type of a loan.  

I just worry about getting black labeled for trying without the proper reasoning (if they do that).

Or more likely, second guy got an apartment because he is such good quality... now I have to start digging deeper into the pile of applications...What if you decided to be nice and give the guy 4 days accept and he was white and the guy waiting was black, are you protected?

I know when you value an option for stocks many professionals use the Black-Scholes Model, which is highly complex. 

And there was a black guy sitting in the chair to the right of the door looking at paper work. 

Look under the "Investor Basics" forum and it's a subforum there.Next, I created a 2-sided postcard for a reasonable price with Staples.com last year--color on one side and black and white on the other, at I think a 6 x 8.5 size, and it turned out great.

I am thinking about having one side in color advertising for buying house and black and white on the other side offering referrals to whoever get me in touch with someone else who is selling.

Last week my tenant found some black residue by the window and noticed the drywall nearby also cracked.

"Buyer offers to beat highest bid by $2000, if the Seller provides the Buyer with a bona fide bid (name blacked out) and the Buyer is given one hour to confirm the bid and confirm he wants to make the higher offer."

I black list every name I see trying to do that so I can avoid future dealings with them.