I set my company up with AnswerConnect a few months ago and am thrilled.

I'd rather gamble with no history than take sketchy history.

Yes, I'm making a little bit of money, but my buyers are thrilled to get this home.I'm really making no more money on this than a GC would make on a spec home, but somehow we who invest in RE or flip houses get tagged as greedy capitalist pigs sometimes.

So kind of confused on if I am holding my criteria very high OR some folks just like to gamble their money into these investments. 

@Angel Gutierrez that reports cites an increase of money spent on gambling as a contributor to defaults on mortgages.

I am thrilled to become part of a community of like-minded people. 

Talked to the seller about seller fianced but she isnt thrilled about that and would rather not do it.Looking at 90% LTV max, 740 Credit score, can do full doc, this would be my 4th property.

If they want to redeem, it has to happen within those 120 days.During that time is a gamble for the investors who own them.

Basicaly your saying  put more in at a lower rate of return and then gamble on appreciation??  

As far as risks, I'd rather take the 10 years of certain cash flow with moderate appreciation over gambling on equity increases.