I’ve only really scratched the surface with structuring, so I could be talking rubbish, but I shall investigate further.Thank you again for your response!

On the surface I get your reasoning but in practice I'd be wanting to see concrete examples of actions by a bank / lender that suggests opportunism. 

If, however, sellers could push a button and get undisputable full price for their house, this would pose very serious problems for the traditional 5-6 percent brokerage business.This past March, news of Amazon entering the mortgage industry began to surface.

@Lee Ripma I've thought about being the bank, When you're funding deals are you funding the entire deal (to include all rehab) and being the First position, or are you funding Acquisition/Down payment only requiring your borrower to have "Skin in the game" and leaving you in 2nd position?

It's their fault, and the power lies with them to reverse their poor past choices and pick themselves up a bit by their own bootstraps.You're going to tell these new tenants that what's primarily wrong with them is not a legacy of a crime against humanity in the form of three hundred years of black slavery, followed by an unfunded emancipation that turned a huge number of Americans into desperate economic refugees based on the color of their skin, followed by a legacy of organized race hatred, bigotry, pseudoscientific and religious condemnation, and of course overwhelming and widespread intimidation and coercion, followed by a series of failed half-hearted half-measures coupled with an absolute refusal to consider slave reparations and the most lopsided minority levels of poverty and incarceration in the developed world.You're going to explain to these black folks that all that is of secondary importance, and what's REALLY important now is that they get better managing their money so they can hand it over to you more efficiently and you won't have to work so hard to get it.

Many of the above over pay and have a long time-frame... to "mitigate the risk" I guess there are many ways to skin the cast....Im using leverage and in it for the cash-flow and forced appreciation, not land banking and hoping. 

Typically, they want more skin in the game 50%-65% LTV is common.  

Lead-base paints never really bother me unless they're chipping or peeling at which point I simply prep the area scrape any loose chips from the surface while keeping the area well ventilated, clean up any debris, primer over it once that's done and cover with paint...problem solved.

They have more skin in the game then you do.Make sure you get clear title.

Been trying to rebuild my life the past 3 years and once you're under the water, it's hard to get back to the surface but I am trying.