I've had some great experiences working with local banks / credit unions and would shop around there first before comparing against more national banks.

Although it was in good condition, we earmarked some funds for further improvements, including repaving the driveway, installing a new privacy fence, and making select upgrades and repairs inside the units.One of the standout features of this property is its prime location near the vibrant downtown area of Bryan, with easy access to restaurants and shopping, which added considerable value to our investment thesis.Initially, our plan was to utilize the duplex for Airbnb rentals.

The Orlando Short Term Shop Agents are really great!

Assuming that all units will be long term rentals, Baselane can be a one stop shop.

When my broker shopped the policy we found a slightly lower rate for same coverage.

We live on the west side of town and a lot of the major shopping is on the east side, so we naturally drive by several times a week.  

I thought owner occupied loans are supposed be lower interest rates then non-owner occupied loans or DSCR loans also I asked the lender if she could adjust the purchase price to $750,000 to see if that would lower the interest rate and the interest rate actually went up to 8.625% and pay 0.353 points I'm thinking I should find a mortgage broker that can quote me with multiple lenders to shop the rate and loan costs instead of a direct lender Thank you for the help!

If the situation permits, consider secret-shopping some of the rentals to get a good idea of how yours compares.

You can't tell by the pictures of a listing but you can tell by the price.Neighborhoods valued above median price typically have low crime, schools are better, you have decent shopping and restaurants, prices are considered still affordable and you have demand from a large demographic segment.You may call this the west-coast approach, because it yields equity more than cash flow.

I love talking shop about all things related to MTRs.