For the folks north of 30% DTI, buyer expectation shifts are not meaningful because real qualifications just aren't there.The best case scenario folks-- dual income, no kids, no debt, have minimum 10% downpayment, sharing a 1br apartment under $2k in a average COL place looking for a $450-550k house is literally the only type of folk that is waiting for this "expectation" shift.

Specifically, I’m looking for tips on where to start and how to effectively implement digital solutions in a way that aligns with our needs.I’m also more than happy to share my own expertise in architecture and real estate development, wherever it might be helpful to this community.Thanks!

Happy to connect and share more tips!

I’m sharing a brief overview of these reports below. 

I’m in the North Texas area, but if you’re looking to network and share experiences, feel free to reach out!

Thanks for “sharing” your investment techniques.  

I would pass on this deal given the red flags you share (and the fact you feel there are red flags is generally a bad sign).

If I shared the price people wouldn't believe it so I'll leave it at that. 

Lateefah, thanks for sharing the information about soft inquiry. 

I think you are 100% right and it takes a lot of time and work to really compare the different options.Thanks for sharing that BP link as well.