I also have zero interest in positioning ourselves as a “value” offering in an industry where top performers can 2x + the cheaper companies. 

You have some great goals and sound pretty adventurous so you are in the right industry lol I love hiking and would love to kitesurf but will start with paddle boarding first. 

Rely on industry acknowledged experts for advice.

Keep your loan approval process quick and flexible, build strong industry relationships, and offer competitive rates.

Get into sales or a high income industry.

Feels as if it is overloaded with fake wholesalers and noobs who don't know how to calculate rehab and want more than retail for their deals.

It's a highly nuanced industry that isn't very regulated so you will need to know what you can and cannot do legally and then create some personalized guidelines around what you want to fund and what you want your returns to look like.

I'm passionate about learning the ins and outs of the industry, and I'm eager to connect with others who share a similar drive.Whether it's sharing experiences, seeking advice, or exploring new opportunities, I'm here to grow and contribute to this vibrant community.

It is the mostpopular software in the industry and all CPAs know how to navigate it which isnice.

Now if there is a bar, restaurant, retail, or other commercial use and its legal, then it could be considered commercial from a lending standpoint.