Execution is grades, internship experience, etc.Lending in REI and education are very different.

And yes, we have been working on changing our way of thinking, we both know that is very important and it is something to really work at given that your brain has been trained to think a certain way since pretty much around the 1st grade.

The online tax calc seem to not line up with my calculations.He is me.I come up with the following.Married with 2 kids in grade school.

Get rid of the guru books and start out in the very beginning with RE text books used in RE classes for Agents and RE 101 College text books, anyone who can read at a 9th grade level can study the basics.After that you can look at strategies and mailing out your yellow or colored letters.

Most areas will require a licensed electrition to go over the house putting GFIs in where needed and other code up grade to dos.

Here is a nice article if anyone is interested in learning more:An Overview of the SEC’s Proposed New Regulation A+: Does It Make the Grade?

Lower pay grade personnel, with families, have a very hard time, and they do struggle.

The problem is that "market value" is the basis for other concepts, factors and the root for understanding other terms in theory.If the student of RE is to move on and mingle with real professional types like RE brokers and agents or especially appraisers and bankers they need to understand correct terms and their use in the industry.I suppose it's the teacher side of me that really objects, imagine if a math teacher referred to the denominator as the bottom number and when the student gets to the 7th grade they see numbers written on the same line with a slanted line!

There is a graded payment based on the CCfs used.

Investment grade properties per a typical bank loan life); or do they debt service 20 or 30 years (likening it to a residential loan)?