Some landlords find themselves in a precarious situation when their rental properties consistently generate losses, leading to financial strain.

What I've learned with this structure is to ensure the you are consistently paying down on principal, or you risk the bank eventually calling in the note, or asking you to restructure. 

If not you can use a bank statement program if you have consistent deposits into your business checking account.  

When I rented myself, every lease renewal there was an increase, as small as $40, but consistently every year.

Moreover, I’ve noticed a concerning pattern where the agent consistently failed to secure homes we bid on previously, despite my trust in her expertise.

Debt to income ratio is great because it determines what a healthy overall monthly payment should be.If you make $4,000 per month ($48,000 per year) and you are buying a 4-family with potential rents of $1,000 from each unit, you have $3,000 in income and you will be occupying one unit.You then multiple $3,000 * 75% = $2,250.Add $2,250 to your income of $4,000 = $6,250.Multiply $6,250 * .55 (max DTI for FHA) = $3,437.50That is your total debt payments you can have on a monthly basis.

Now you are hard pressed to find anyone decent and none of them has significant systems in place to provide reports and consistent services.

Many people like Real Estate Investing because of its potential to spit out cash flow on a consistent basis and the McDonald strategy has been super successful because of the super successful products (food) that the company offers. 

Their structure improves consistency, we have had the same person supervising our taxes over the years even though the CPA doing the front line work has changed.

80% of traditional mortgage payment is interest regardless .You'd rather be locked into a rate rather than it consistently floating . helocs can also be locked or decreased at anytime by the lender