What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

.- **No Late Fees or Penalties**: During the forbearance period, you won't be charged late fees or have delinquencies reported to credit bureaus.- **Repayment Options**: After the forbearance period, you won’t be required to repay all missed payments at once.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

How is your credit, income, other liquid assets and how will those stand up in a year or two when complete?

Moved into a cheap house and used “sweat equity” to increase value and then obtained a line of credit.5.

The good thing about a collection agency is that it can report the judgment to all three credit reporting agencies.

Quote from @Haiden Welch: Quote from @Ray Hage: I give you a lot of credit for starting young and making those mistakes early but most importantly learning a lot!

Poor financing terms can be beaten, of course we all want the lowest possible rate, max leverage, and low closing costs. 

A high-quality tenant typically has a stable income, good credit history, and positive references from previous landlords.

If you are trying to get others to pay your down payment and you have nothing in the deal, there are probably no terms that anyone would agree to unless they were getting credit card type returns.