
6 January 2025 | 4 replies
Make sure you talk to a Banker or Loan officer that is well versed in both SE (Self Employed) income and also Non/QM programs.One tip I will give you as a Banker is open up a "Business Checking account" and for the next 12 months pay "Everything" out of that account.

8 January 2025 | 8 replies
I guess I dont understand what you asking.are you asking can a buyer cash out your equity and just take over your seller financed loan.

7 January 2025 | 6 replies
Also, I am guessing that due to the state of the house, it would not qualify for a conventional loan?

6 January 2025 | 5 replies
Doing a 75% 1st mortgage and 15% heloc or heloan would likely give you better cost of funds all around.If this is an investment property, you can do 80% cash out refi using NonQM loans such as DSCR loans, but at a higher cost/rate than if you stick with 75% loan to value.

8 January 2025 | 5 replies
You have to do some more research.Are you saying 200k in cash so you could spread that out among multiple downpayments or 200k via a loan?

10 January 2025 | 7 replies
Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.

26 December 2024 | 2 replies
The goal is to keep these for rentals.I currently own the land personally and am funding the builds with a combination of HELOC and cash - no bank debt tied to these properties specifically.

23 January 2025 | 165 replies
The winds were so strong and fire so hot there were cars turned upside down in driveways, and then melted.The bottom line is that 100 mph winds combined with dry grass and just about any ignition source is unstoppable once it gets going.

13 January 2025 | 17 replies
This would help reduce the amount needed for a bridge loan to fund the acquisition and renovate the four vacant units.

16 January 2025 | 78 replies
We bought it for $90k they said it was worth $90k after $30k in repairs, then a second appraisal said $120k so we could get out of the Hard Money loan by getting a personal loan and maxing out our LOC again.