In case you have not noticed, our national debt is already out of control, and there're legal limits on additional borrowing.The government has a third option: print more money.

To navigate this, consider options like keeping your current home as your primary residence while house hacking a multi-unit property, using the HELOC funds strategically before moving, or exploring alternatives like a bridge loan or cash-out refinance.

Another odd thing was the same buyer added a second option of a cash purchase that was close to half the asking price.

Of course if you are required to pay off the 2% mortgage then your cash on cash ROI goes way down, but with a 30% equity cushion you’re still way ahead.I really dislike contractor for deed, lease option, or not recording warranty deed as “solutions” for the due on sale clause.  

If a HELOC isn’t an option due to income requirements, a 1031 exchange into an apartment complex could be a smart move to boost your monthly net cash flow and diversify your portfolio.

At some point, if your business takes off, the single member LLC gives you optionality to move to an S Corp (which typically means less self employment taxes). 

There are definitely multiple options and some will allow for a set amount of personal transactions per year to waive commission splits.

@Eric Bilderback yes you can..few options  are herehttps://www.rok.biz/blog/laundromat-investment-101-how-to-fi...

Another option I forgot about was to just cash the policy out.

I've been researching the topic of limited liability and the different options to achieve this.