There is no doubt that with continuous efforts of deleveraging by policy makers, the housing market becomes a lot healthier than before.

Princess's kids don't have phones, xbox, dolls, trains, cars, a Happy Meal toy.... not even a ball of string.  

I went into every deal I could find like it was my last meal.

I'd be glad to buy you a meal whenever you are free @Ben Leybovich 

Meals ?  

You'll need need an administrator, a director of nursing and nurses to dispense medication, nursing assistants, provide three meals a day, provide activities and transportation and pay the staff for providing all of these "assisted services".

They don't need to go get a big tree, they don't have to find a place to store all the useless crap the kids don't really need or want and they aren't hosting the family at their place, they are just going to go over and get a free meal

In your case, start eating out all meals. 

+1 on the HH, early Saturday mornings and you'll get a full day from construction experts. https://www.dallasareahabitat.org/Doesn't help you on your finance/interest costs/ basis questions, but you can buy someone many meals for $50 :)

Hopefully, when i stop by your neck of the woods, I can buy you a meal to thank you.