State Laws and Requirements Local Laws: Real estate is generally governed by the laws of the state where the property is located.

Unless the government pays for it , it cant be done .

If you look up Cameron Dunlop there is a good program if anyone is interested (I have not used this program myself but one of my coaching students has.

There's a ton of these programs out there there are making these claims.

Full disclosure: I am a student of his program.

I did a YouTube video of it as well and was actually surprised how easy it was to complete compared to a typical government form

You might be able to pick up a used program on Ebay or Craigslist.

Has anyone known about Santa Clara County downpayment assistance program?

Abstracts a lot of the programming and design work.

We also charge an underwriting fee which includes reviewing the entire file, cost for appraisals and credit checks etcYou also can thank your state or federal government for creating additional layers such as licensing for business loans which to me is stupid.