I'm wondering if I'm missing anything: Mortgage (20% down, so no PMI) HOA Electricity Gas (None, as the new construction house has an electric stove—everything is electric) Water Bill Camera Security System Internet Lawn Care Regular MaintenanceQuestions: Will I need to pay for trash? 

FYI - I checked with my insurers about increasing the coverage values, and I was told by the agent that is the value their construction cost algorithm shows and, while my choice, I would overinsure by paying for more coverage.On the surface, it's great insurance - more coverage for less premium.

We value constructive criticism as it helps us grow, add features, and enhance the user experience.That said, your multiple posts criticizing companies and their leadership aren't in line with the kind of partnership we're seeking.

Revived a offer from a HML on a new construction loan.

I also have a construction loan for the building I'm doing on the 22 acres.

With your resources, once you find the right property, you’ll be in a strong position to flip and build capital for future investments.When you flip, please talk to your tax advisor about whether you are ready for an S-Corp and/or whether you should operate under the same entity as a construction company.

With insurance costs going up, construction, etc., 5% might actually be high in your estimation. 

I'm wondering if anyone knows of any realtors in the Oklahoma City area who have a background in home construction or repair and are able to approach it through that lens to help identify all problems as early as possible to help with negotiations? 

I actually enjoy construction but I'm ready to be my own boss.

We're in the process of releasing the lot from the mortgage, as our plan is to use it as a down payment for a construction loan to build a quadplex on it.