I'm always learning about REI because the more knowledge I have under my belt, the better I can negotiate deals, accurately calculate repair costs and etc.

Here's a bit more in detail about how rates are calculated for DSCR loans:1.

Am I not calculating certain risk from being so close to the border with all the political/migration issues going on around there?

In light of the above explanations, The information below vividly illustrates the repayment schedule for the loan.MONTHLY LOAN REPAYMENT PLAN* Loan Balance: $325,000.00* Loan Interest Rate : 3%* Loan Term: 20 Years* Monthly Loan Payment: $1,802.44* Number of Payments: 240* Total Interest Paid: $107,586.13* Total of 240 Payments: $432,586.13NOTE: The monthly loan payment was calculated at 240 payments of $1,802.44In good fate, If you fully agree to the terms ,condition and repayment plan you will get back to us with a scan copy of any form of id card for verification because your loan is undergoing approval by the board of directors in and a positive result will be out soon,you will be approve of your loan after finding all information are genuine if otherwise you will be declined of your loan so applicant are advise to provide real information for easy approval of loan to them....

What exactly does this ratio tell us - I understand higher is better but if I have a property at .8% what does it mean other than the calculation itself?

My calculations are based on today’s numbers.

View report*This link comes directly from our calculators, based on information input by the member who posted.Hello everyone! 

In case helpful, here's more info on DSCR loans:DSCR loans won't use your income to underwrite the loan.DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.Here's a bit more in detail about how rates are calculated for DSCR loans:1.

I'd never trust the figures of a promoter and do my own calculations.

You would calculate an even payment the corresponds to that and then back into your sales price and term.