It’s a great way to grow faster.HELOC or Equity Tapping: If you have equity in another property, using a HELOC or cash-out refinance could help cover the down payment without affecting your DTI as much.Seller Financing or Creative Deals: Look for sellers willing to finance directly, which bypasses traditional mortgage qualification hurdles.Scaling quickly often involves combining strategies—play around with what works best for your goals.

I am learning a lot about the business that, had I not gone through this process, I wouldn’t have learned nearly as much.

Income from leveraged real estate or active business income.

You have to purchase at least as much as your net sale and use all of your net cash.If the scenario involved a $450K sale. 

However, Minoan doesn't have an efficient business model. 

Yes, operations is a big part of that, especially for anyone that wants to be a business for the long-term.If I were you, I would be talking to office brokers about partnering more than an online forum.   

How is your RE business?

These programs offer options for less money down and in some cases DPA - Down payment assistance.As a banker for over 18+ years I am very skeptical when I hear a new name in the business only because its become tougher to lend with all of the new laws and credit/insurance requirements and regulations.  

The real wealthy people are quiet, unassuming, running their business and not their mouths.Keep networking, educating, and growing.

Once you hit a certain number of loans (check with your state dept of banking and finance or dept of business regulation), they might require you to have a license.