We live on the west side of town and a lot of the major shopping is on the east side, so we naturally drive by several times a week.  

When my broker shopped the policy we found a slightly lower rate for same coverage.

I thought owner occupied loans are supposed be lower interest rates then non-owner occupied loans or DSCR loans also I asked the lender if she could adjust the purchase price to $750,000 to see if that would lower the interest rate and the interest rate actually went up to 8.625% and pay 0.353 points I'm thinking I should find a mortgage broker that can quote me with multiple lenders to shop the rate and loan costs instead of a direct lender Thank you for the help!

Check with your state real estate governing body to find out what they require.  

You can't tell by the pictures of a listing but you can tell by the price.Neighborhoods valued above median price typically have low crime, schools are better, you have decent shopping and restaurants, prices are considered still affordable and you have demand from a large demographic segment.You may call this the west-coast approach, because it yields equity more than cash flow.

If the situation permits, consider secret-shopping some of the rentals to get a good idea of how yours compares.

I love talking shop about all things related to MTRs.

Always good to shop around.

Mainly because I have to pass inspection from the accrediting body prior to staring the business in the front portion of the building approx 3000 sqft.

I’m going to shop around to some of the companies you all provided and also do some networking with brokers!