He or she would then pay for the furniture for the space and pay movers to install it.

Yeah nonrecourse is one of those things that exists in theory but is very, very hard to find in the residential space.

I am planning to convert the living room in the property to bedrooms and want to use the garage as common space (have a pool table or a Foosball table, a couch etc).

Access to Larger Loan Amounts: Cross collateralization allows borrowers to leverage multiple properties, which can lead to a higher overall loan amount than what might be possible with a single property.2.

You get the best of everything- cheap, tax free access to your equity, you get to keep your interest rate and you get the cash flow. 

The traditional carriers you mentioned are not good options in this space.  

Unfortunately, Texas has a law prohibiting HELOCs on rental properties and I believe they also have a 70-75% max total loans allowed on the property which cuts into the equity I've built and would only allow for me to access 30K which would make it less appealing to go through the process for only 30K.

You may have to sell the whole property to access the funds in the IRA or 401k when you retire and for required minimum distributions. 

I know very little about legal precedent but I'd expect the major meter manufactures (selling into the utility space) to be well incentived to challenge these items best they can, and they have money.Here are the issues, and the reasons that the difference between an air forced system and a boiler/hydronic system are not meaningful for this discussion (ie efficacy issues of sub metering exist for either when method of measurement is measuring heat at point of delivery):In either case, the blower (or pump for a boiler) is the method of 'moving' either air (central air) or water/glycol or equivalent (boiler etc). 

I had arguably 1,400 sq ft of crawl space incapsulated with the dehumidifier for $6,000.