If you buy a zero coupon bond, for example, you pay tax on an imputed interest.Buying a bond in the secondary market at a discount from par seems very similar to buying a note at a discount.

I have been using it this way since 2001.JR’S KEYS TO THE KINGDOMBUYING HOMES “SUBJECT TOO”Sign A Contract With The Seller Subject Too The Existing Mortgages.Collect payment coupon and copy of mortgage and note if the seller has it.

(HINT HINT I'm not going to be sitting there monitoring who is swinging what hammer.)http://assets.mymortgageinsider.com/wp-content/uploads/2013/04/Self-Help-Agreement-PDF.pdf 

dusty, not to hijack the thread, but my coupon guy increased his prices to $5 per coupon. all ebay coupons have increased.

By the way, sign up for e-mails and mailers for Harbor Freight, and you'll get lots of coupons.

You can buy these cards online and they go for a 7% - 9% discount.Combined these tatics to get atleast 17% off.It's working for me but I use 10% off coupons.

@Christopher Persaud some tips I can give are look to buy discounted gift cards or coupon codes for the big box stores.

You will have a local seller of pest control products, which is where the pest control guy gets his stuff from.Buy one of those plastic canisters that you pressurize (can't remember what they are called), some good old Cyper WP or Permethrin, and have at it.

You can get a 3 gallon one for under 50.00 and if you go by the post office and get one of those moving pack with the coupons in it, there's always one from Lowes for 10% off.

They also mail out those coupons fairly often (save $10 on $50 purchase and save $25 on $250?)