WIth buying a property as a primary residence, you'd receive far better terms with an FHA loan.With an FHA loan, expect an interest rate in the high 6's low 7s.

@Saqib RajaI would not withdraw money from my 401k to invest into real estate.

January was slow at ~40%.

If they are slow to respond at all right now, run.   

Once you involve tile, especially in the shower, you can expect things to slow down significantly.When working alone, as I usually do, my small-bathroom renovations take about a month and involve a lot of tile.

So, offering them to just anyone and everyone will slow down our operation so unfortunately just freely offering our resources isn't feasible.Not comparing us to Apple haha but if someone wanted to build an iPhone themselves, I doubt Apple would give them contact details to their supplier in China or bank contacts in Ireland to avoid US taxes lol 

I didn’t have the time or inclination to do the STR until we had a broad base of LTRs to help bridge the financial gap that we encounter in the slow season.  

It is a slow game and takes time to build up.  

It's a slow but steady way to do it

At age 60 you are just doing a withdrawal.