Talk to someone more knowledgeable about what your trying to do.

I was trying to use the basic version today and uploaded some records and it looks like I can do anything with it! 

Honestly, it is a lot of work, and there are some big pitfalls you want to avoid, but its not rocket science. 

For me, I am a little hesitant because I would be in a situation where I would be trying to secure traditional lending (which should be very feasible given credit scores & what $$ amount I am pre-approved up to from my banks), meaning that I assume I would be forced into using my first-time homebuyer loan incentives.

Try this link: Publication 5653 (6-2022)

Can try to reposition to Class B, but neighborhood may impede these efforts.Vacancy Est: Historically 10%, but 15-20% should be used to also cover tenant nonpayment, eviction costs & damages.Tenant Pool: majority will have FICO scores of 560-620 (approaching 22% probability of default), many blemishes, but should have no evictions in last 2 years.

I've tried to include relative information, without writing a novel. 

Those reviews are just part of it, no matter how much we try.

We can only do the best we can trying to beat the fraudsters by leveraging tools.Regarding fake SSN the screening services picks up on mismatches.

Quote from @Lorraine Hadden: I have client who are try to wait for interest rates to come down rather than buying what they can afford for the best rate and hold.