One easy way is to sign up for prepaid legal.

All lenders should want their money back asap, so they shouldn't be requiring a prepayment penalty - or prepaid interest.- DIRECT Lenders: maybe the most important, make sure you are dealing with the actual check writer and that no one else has to approve the loan.

Good luck, and be prepaid to pay the city of Chicago the most corrupt City in the USA.  

Many states have a limit as to how much you're allowed to accept at deposit - and prepaid rent falls under deposit.

Hello everyone,I am purchasing a duplex that is fully leased and the seller has decided to credit me the security deposit ($600) and rent ($1200) for the month of October at closing to be reflected on the HUD.Since there is a rule with conventional loans that states the seller can only contribute up to 2% towards buyers closing costs and pre-paids will accepting the rental and security deposit credit of $1800 from the buyer at closing be affected by this rule since I have already negotiated that the seller pay 2% towards my closing costs and pre-pre-paids?

If she turns out to be a party animal and you want to kick her out it might be hard to do with a year of rent pre paid.

I would advise you google pre-paid legal and speak with an attorney.

Yes, as it also includes about 15 months of prepaid property taxes and insurance.  

If you have a pre-paid legal service these documents can usually be reviewed and customized fairly easily through the service.

It's painful and you will feel like an a$$hole, but it will save you a ton of money.I used this strategy a couple months ago and ended up paying a total of $2,200 in closing costs, including $1,500 in pre-paid property tax which I was going to owe anyways.So, yeah...