You bring up some important points.

Undercharging could mean you end up paying out of pocket or getting a lower-quality clean, which isn’t worth the risk when reviews depend on it.

I put roughly 20% down on a $200k home, and am curious what steps I could take to possibly turn my original investment into a large portfolio within the next 10 years, when we're currently "low on liquid funds" after finishing up a wedding.... 

So it really comes down to what is the best strategy for you.

Do they mail the deeds through USPS?

I dont need to pick up illegal day labor at home depot . 

All of the above? 

You’re all set just the way it is.

Also, don't take the funds up front, make draws as you go.

Most lending is based on cashflow, not the 2% rule (although still a good rule of thumb for some types of investments), might have the most help from the group if you provided some of those details here just so it'd be easier for us to help you best.