The fate of America will depend on what the politicians decide to do regarding immigration policy here.

As for the ideas that built this country comming from immigration and slaves.

I know not all Mormons are like this, it is just my personal experience, which is that Mormon's love money.My father, who is actually a licensed minister and devout Christian said the three WORST clients were Preachers, Teachers and Lawyers.

They can also tell me what country is experiencing the problems of illegal US immigrants entering their borders.

Some on this forum actively recruit felons, illegal immigrants and those that have a history of evictions as tenants & do quite well doing so.

Or maybe there is something I overlooked, like evidence of a divorce, which then triggers a requirement to provide a divorce decree, which could indicate you owe alimony every month, which trashes your DTI and causes your loan to be denied.Basically it is a check against me overlooking something like that, and gets it in front of the actual decision making human underwriter for a thumbs up with conditions, or (very unlikely) a thumbs down.For the record the last time I preapproved someone and the deal didn't close for creditworthiness reasons was about a year ago, and it was because the SSN check came back revealing that the person was an illegal immigrant using a dead person's SSN.

All that does is put pressure on wages to increase and puts pressure on the government to allow immigration or work visas.

It was only $20 per student per week.That being said, the 470 dropped out students could have had certain false attitudes including "What you get is what you pay for" equating the cheap fees for cheap education, therefore, they didn't need to put in their own time to learn the material.I suspect that in life, we not only have to overcome our disadvantages (I was a very poor immigrant minority from South America coming to NYC at the worst time in the early 70s) but have to overcome our attitude that you cannot expect to be successful just reading or watching a video if it goes in one ear and out the other.

Coming from an immigrant Indian background, education is considered the most important thing and if I look at my extended family they are full of doctors, PhD's, lawyers, entrepreneurs and all of them are highly educated and all of them highly successful.

I know far too many self-made millionaires (many who are legal immigrants with no family backing or inheritance) in various industries (tech, medicine, RE, finance, etc) and every single one has a nice car, and most have multiple nice (luxury) cars.I don’t know a single self-made millionaire that does not own a luxury vehicle (some buy old ones, but they are still luxury vehicles).I’m talking about those making at minimum top 5% (low to mid 6 figures) to those who are pulling down 7 figure rental income/yr, and donating 8 figures for buildings with their name on it.