Yes, the heloc will likely impact your DTI.

Risk- Vertical has a lot higher Risk/reward impact than drive up.10. 

@Andre ThomasLook up real estate other but a Naics code does not have any impact on your business

Also, the effect of having a deal fallen thru impacts the threshold pretty significantly it appears.A few recent examples I have seen in different areas with # of price reductions and accepted net to HUD % (of the current list price):0 reductions: 95.4%, 99.1%, 89.6%, 93.1%, 85.3%, 75.6%, 89.4%, 91.3%, 91.3%, 91.0%, 91.0%, 83.2%, 93.4%, 1 reduction: 87.04%, 87.02%, 74.6%, 72.7%, 70.3%1 reduction (1+ deal fallen thru): 65.3%, 72.04%, 72.35%, 50.1%, 70.8%2 reductions: 61.7%, 59.1%, 80.1%, 71.2%3 reductions: 75.0%, 69.7%, 67.3%, 60.0%, 58.0%, 60.1%

I am up in the South Hill area and not in the valley so it may be impacted less in that aspect. :)Speaking of Mt Rainier, I just summited this last July and highly recommend!

And you can see that a poorly designed policy with less than 85% cash value would negatively impact the results.This is what 85% of your money growing at 9% vs 100% of your money growing at 6% looks like... 

It takes alot of impact from hurricanes.

This has a very large positive impact on your wealth potential.

Hey Matthew,I am also worried about the impact that a declining oilfield could present. 

The LLC has no impact on the effective tax rates.Also if you acquire a property for the purpose of flipping, that will always be Ordinary Income, also likely subject to self-employment taxes.That particular sales event has no impact on the taxation of your normal rental income from other properties.