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Results (10,000+)
Allen L. I need loan options for primary residence
16 December 2024 | 19 replies
The seller doesn’t need to know that the underwriters may give you more of a hassle than other buyers.Or do you have lines of credit or a private lender so you can make a “cash” offer then try to get the financing through before close or at worst just do a cash out refi after close?
Hector Espinosa If You Were to Start Investing from Scratch in 2025, What Would You Do Differently?
14 December 2024 | 42 replies
If you develop a great relationship with local credit unions, you'll be surprised by what all they're capable of.   
Ryan Williams Pay off Primary or Buy Rentals?
18 December 2024 | 23 replies
I would add research your state's creditor protection laws and think about keeping an open ended line of credit if you need to deploy capital later
Julio Gonzalez Cost Segregation Reclassification Percentages
11 December 2024 | 2 replies
Generally, the properties that benefit the most from a cost segregation study are properties that are remodeled, expanded, purchased or constructed after 1987, the year in which the Investment Tax Credit was enacted.
Garrett Karnath How to reduce prepaids/closing costs?
10 December 2024 | 5 replies
As mentioned seller credits are the best path as title insurance and taxes are pretty much fixed.
Felicia Richardson Fannie Mae HomeStyle
11 December 2024 | 8 replies
All Contractors are subject to the lender’s determination that the contractors are qualified and experienced, have all appropriate credentials required by the state, are financially able to perform the duties necessary to complete the renovation work in a timely manner, and agree to indemnify the borrower for all property losses or damages caused by its employees or subcontractors.Multiple Specialized Contractors:Ø Since this is a limited repair/renovation program, no General Contractor is required.
Maya S. Refinancing a NNN
7 December 2024 | 35 replies
Quote from @Chris Mason: Rather than starting with one lender and going back to the tenants, another approach would be to work with a commercial mortgage broker who will put the full credit package in front of 10 or a dozen lenders, and see what they come back with.For example, for scenarios like this, I've seen lenders come back and offer a new loan that has a maturity that's coterminous with the lease.
Nate Jenks Fixed vs "first responder" Adjustable rate mortgage.
11 December 2024 | 10 replies
Hi Nate - It'd be worth asking the lender for a detailed breakdown of closing costs for this program, as well as an estimate of the interest rate you'd get with today's rates (they'll probably need to pull your credit to do this).
Shakthi Kamal Real Estate Investing on a Visa
12 December 2024 | 2 replies
Hi Shakti, As a lender we do work with US-visa holders as long as they have an established credit score in the US.
Suganya Vinayakam How much new ADU build increase value of the home in california
25 December 2024 | 60 replies
Or like RFC specializes, but MF with many garages and convert all to studios (not single unit development).